How long do I plan to keep my property loan?
When buying real estate, you have to think long term. Indeed, the question of the profitability of the purchase must be one of your priorities. If you borrowed from a bank to make your purchase, it is preferable that it be reimbursed before you embark on another purchase. In general, a property loan becomes profitable from 6 years, if you want to resell this property loan before 6 years, it is advisable to rent and not to buy.
Where to buy my first apartment?
It is preferable to make markings of districts which would be likely to please you for the purchase of a real estate. The question of location can change the mind of a potential buyer. Indeed, you have to look if the place of your future purchase is close enough to your work, if there is public transport nearby, if it is located near shops or on the contrary if it is away from shopping centers and other possible noise pollution which could harm future buyers.
All these elements vary depending on the future buyer and his desires. The geographic location should in no case be overlooked, you must be more than demanding with it, because in general it will change your “I have to think” to “I want it, you have to make an offer!” “.
Is it necessary to go through an agency?
Yes, it is highly advisable to go through an agency. Why ? Because it has all the necessary information that you will need, that you could have left out, without forgetting the questions that you would have forgotten. You will have at your disposal qualified professionals who will be keen to find you the best real estate, the one that will make you feel at home from your first visit. Real estate agents also have a larger database than you do, and most importantly, they have contacts that you don’t have. If you ever have specific needs and are looking for a “fairly rare / unique” property loan, they will be able to find the property loan of your choice.